Hiring a car accident lawyer is always in your best interest if you were injured in a crash and you want to file an injury claim. While this does not guarantee success, statistics show us a huge difference between how much money experienced attorneys obtain for their clients and how much people that are successful with the claim do so when pursuing legal action alone.
Attorneys simply understand more about your options than you. They can pursue many different avenues for the highest possible compensation.
How is this possible?
Simply put, car accident attorneys understand what to do to get higher settlements. This is possible through the following avenues, just to mention a few options.
In many US states, there is a minimum liability coverage needed for all drivers. Attorneys first go after what is possible through liability coverage when trying to cover crash expenses since this is the purpose of the policy. Based on crash type, some very complicated insurance issues can appear. The best example of this is when commercial vehicles are involved.
PIP (Personal Injury Protection) or Medical Payment Coverage
There are states in which this applies and the name used is usually MedPay. Such insurance is not always needed though. However, it is possible that this might exist. Whenever MedPay or PIP is available, car accident attorneys use that to obtain higher medical compensation.
Uninsured Motorist Coverage
Together with underinsured motorist coverage, uninsured motorist coverage is something that might exist. You might actually have this policy without even realizing it. If this is the case, the car accident attorney can contact your insurance company. This activates whenever the collision involved a faulty party that had inadequate insurance or no insurance. It is basically just another way in which you could obtain some compensation that becomes incredibly valuable when the party at fault does not have insurance.
The Personal Assets Of The Driver
In some rare cases, you suffer damages that are far higher than how much insurance companies are willing to pay you. When this is the case, it is possible to obtain compensation from injured drivers through personal assets. Basically, the personal assets of the driver will be used to pay you for what happened.
At the end of the day, it is very important to understand the fact that when you are involved in a car accident and you are not at fault, you can seek compensation. You are entitled to be paid for the damages you suffered, including whatever it takes to cover your injuries.
The problem is that the process is very complicated. You will need to follow some strict steps and you do need the help of personal injury attorneys. Your lawyers will help you to recover as much money as possible by pursuing absolutely all possible avenues. At the same time, you can focus on your health. Basically, the help of these lawyers is invaluable for every single victim of a car accident, when not at fault. Always hire one to help you.